Get Funded

Resources

How do I borrow for my business safely?

Borrowing safely comes down to four checks: confirm the company is real, never pay a fee before funding, read the contract terms that decide cost and risk, and know what happens after you sign. These TrustedBizFunder guides cover each check in plain English, in the order most owners need them.

Apply Now
Upfront fee scamsAsked to pay before you get funded? How the scam works and what to do instead.Read moreUnsolicited offersA pre-approved offer you never asked for: five checks to tell marketing from fraud.Read moreReconciliation clausesHow merchant cash advance payments can adjust when sales drop, and the wording to check.Read morePersonal guaranteesLimited, unlimited and performance guarantees, and how much of your personal finances they reach.Read moreUCC-1 liensBlanket vs specific liens, how they affect future funding and how to get one terminated.Read moreConfessions of judgmentWhat signing one means, why it is controversial and why to get legal advice first.Read moreBrokers, funders and marketplacesWho provides the money, who arranges it, how each is paid and what to ask.Read moreQuestions before a merchant cash advanceSix questions to answer in writing before you sign an MCA contract.Read moreConnecting your bank accountWhat read-only bank links can and cannot do, and the requests that should stop you.Read moreCheck a funding companySix checks in about 15 minutes: registration, domain, UCC filings, complaints, reviews and behavior.Read moreFunding payroll safelyWhen funding payroll bridges a timing gap, and when it only postpones a bigger problem.Read moreFake approval lettersSigns a funding approval letter is fake, and how to confirm the real company issued it.Read more

Where should I start?

Start with red flags, because a scam is the most expensive mistake. If an offer asks for money before funding, promises approval before anyone reviews your finances or pressures you to sign today, stop. Then verify the company, and only then spend time comparing contract terms.

Which contract terms should I read first?

Read the terms that decide your personal exposure and your options if revenue drops: the personal guarantee, the lien, the default section, any confession of judgment and, for merchant cash advances, the reconciliation clause. These guides are general information, not legal advice; consult an attorney before signing.

Frequently asked questions

What are the biggest red flags in a business funding offer?

Any fee due before you receive funds, approval promised before anyone reviews your finances, a company you cannot verify, a contract you are not allowed to read in full and pressure to sign immediately. One red flag is a reason to pause; several are a reason to walk away.

Is it safe to share bank statements when applying?

It can be, when you share them through a secure upload or an established read-only bank connection with a company you have verified. Be cautious about emailing statements to addresses you cannot confirm, and never give anyone your online banking password.

Are these guides legal advice?

No. They are general information to help you ask better questions. Contract terms vary by agreement and state, so talk to an attorney about any specific contract before you sign it.

Ready when you have done your checks

Apply once and review your funding options with every term explained before you sign.

Apply Now

Updated September 14, 2026 · TrustedBizFunder Funding Team